mortgages Articles

Buying a home is exciting; it’s also a big commitment. This guide covers key financial and lifestyle factors to help you decide if you're ready.

August 1, 2025

Learn how taking over a seller's loan could save you money with lower rates and reduced costs.

January 9, 2025

Considering homeownership, but feel unsure about whether to buy a house or a condo? We’ve got the pros and cons about condo living and tips for how to secure the financing to make it happen.

January 2, 2025

Ready to join the ranks of savvy rental property owners? Get started with these tips and strategies to make your investment a success.

November 18, 2024

Refinancing an FHA loan to a conventional loan offers several benefits, such as potentially eliminating the mortgage insurance premium. Here's an overview of the pros and cons and other factors to consider.

October 2, 2024

Homebuyer assistance programs can help you achieve your homeownership goals by providing down payment assistance, closing cost aid and lower interest rates.

September 11, 2024

During the underwriting stage, a lender evaluates your financial qualifications to determine your creditworthiness and loan risk. Here’s how it works and what to expect.

September 1, 2024

Balancing the sale of your current home with the purchase of a new one requires careful planning. Here are tips to help you navigate this transition seamlessly.

August 14, 2024

Learn about VA loans, eligibility criteria, and the benefits they offer. Find out how Pennymac can help you with your VA loan needs. Contact us today.

July 2, 2024