Learn all the methods available to you to make your Pennymac mortgage payment each month.

Making Payments

Pennymac offers many options for making convenient and timely mortgage payments. Explore the many ways we offer payments to be made.
If you are in need of Payment Assistance, we may be able to help.

Paying Off Your Loan in Full?

Please note: This page is for making monthly payments. Your specific payoff information and instructions are available by logging in.

Online Automatic Monthly Payments

Pennymac AutoPay is a convenient, economical and efficient way to make your monthly mortgage payment. No checks, no stamps, no worry. Using this method, your payments are automatically deducted every month on the date that you choose.

1
Login

Log in to your Pennymac account and choose “Make a Payment” followed by Automatic Payments.

2
Enroll

Follow the quick and easy three step process to enroll. You will need your bank account and routing number to sign up for this service.

Bonus
Go Paperless

Simplify your mortgage with 24/7 access to all your statements. Log in to your Pennymac account, select “Account Settings” then “Paperless Preferences” and “Online Only.”

Online Single Payment

From your computer, tablet or smartphone use our convenient ‘One-Time Payment’ option to make your mortgage payment online from your checking, savings account or debit card.*

1
Login

Log in to your Pennymac from any browser or Download the Pennymac Mobile app from the App Store. Choose ‘Make a Payment’ followed by ‘One-Time Payment’.

2
Payment

Follow our easy two-step process to make your payment using your bank account or debit card.

*State restrictions may apply

Pay By Mail

Please include your loan number when mailing your payment. If your loan was recently transferred to Pennymac and you haven’t yet received a Pennymac payment coupon, send your payment to the appropriate address below.

Standard Payment
Address

There are three addresses that accept payments. Sending to the closest address will provide the fastest payment option.

PennyMac Loan Services, LLC
PO Box 30597
Los Angeles, CA 90030-0597

PennyMac Loan Services, LLC
P.O. Box 660929
Dallas, TX, 75266-0929

PennyMac Loan Services, LLC
P.O. Box 4095
Carol Stream, IL 60197-4095

Overnight Payment
Address

PennyMac Loan Services
Attn: Lockbox Operations POB 30597
20500 Belshaw Ave.
Carson, CA 90746

Other Payment Options

Pay by Phone
 

Use our automated phone system to make a One-Time Payment directly from your checking or savings account. You can also speak with one of our Customer Service Representatives.

Call us at (800) 777-4001.

Western Union
Quick Collect

Use Western Union to ensure immediate receipt of your payment.* Find the nearest Western Union location. Western Union is formless—just bring your loan number to the service counter to complete your payment.**

* Immediate receipt does not guarantee immediate posting to account
** Western Union charges a fee for using their payment service

Impacted by
Natural Disaster?

If a natural disaster, accident or other event has damaged your home or created a financial hardship, we are here to help.

Go Paperless

Managing your mortgage just got easier. Get notified as soon as your statement is ready and have 24/7 access to everything online. Log in and select “Account Settings” then “Paperless Preferences” and “Online Only.”

Know the facts to protect yourself

Pennymac does not charge fees for a modification or other loss mitigation plans when you are facing a delinquency.
Pennymac does not accept payments from money transfer apps like Money Gram.
Funds are always payable to Pennymac and not to an individual.

Pennymac will work with you to ensure every option possible is explored to retain home ownership.