Mortgage & Interest Rate
News, Tips & Tools

Explore Pennymac's Learning Center for tips on mortgage rates, interest rates, home buying, refinancing & real estate. Stay informed to make smarter decisions.

 
What You Should Know About a Remote Work Letter for a Mortgage

Learn what a remote work letter is and why you may need one as a remote worker to get your mortgage approved.

August 6, 2025

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What You Should Know About a Remote Work Letter for a Mortgage
What You Should Know About a Remote Work Letter for a Mortgage

Learn what a remote work letter is and why you may need one as a remote worker to get your mortgage approved.

August 6, 2025

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Paying Down Your Mortgage With a Tax Refund: Is It the Right Choice?
Paying Down Your Mortgage With a Tax Refund: Is It the Right Choice?

Got a tax refund? Learn when using it to pay down your mortgage makes sense and when it might not be the best move for your financial goals.

August 4, 2025

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Should I Buy a House? When Homeownership Is Right For You
Should I Buy a House? When Homeownership Is Right For You

Buying a home is exciting; it’s also a big commitment. This guide covers key financial and lifestyle factors to help you decide if you're ready.

August 1, 2025

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Home Improvement Ideas for Hosting and Entertaining
Home Improvement Ideas for Hosting and Entertaining

If you love to entertain but feel that your space isn’t as guest-ready as you’d like, a few strategic updates can make all the difference. Try these ideas to make hosting easier and help your guests feel more comfortable.

July 21, 2025

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How to Increase Your Chances of Getting Approved for a Home Loan
How to Increase Your Chances of Getting Approved for a Home Loan

Whether you’re buying your first home or refinancing, managing your finances carefully is important for getting approved for a home loan. Read on to get actionable tips that can improve your chances of securing the loan you want.

July 18, 2025

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Top Home Safety Tips
Top Home Safety Tips

Home is where life happens, and life is full of the unexpected. Follow this home safety checklist for tips to reduce hazards, protect your space, and keep the ones you love safe.

July 11, 2025

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How to Pay Off Your Mortgage Faster: 7 Tips to Consider
How to Pay Off Your Mortgage Faster: 7 Tips to Consider

Learn how to pay off your mortgage faster with tips on extra payments, refinancing, and more. Explore pros, cons, and smart strategies to save on interest.

June 26, 2025

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Looking to Buy an Older Home? How to Know if It’s a Worthy Fixer-Upper or a Money Pit
Looking to Buy an Older Home? How to Know if It’s a Worthy Fixer-Upper or a Money Pit

Thinking of buying a fixer-upper? Learn what to consider before investing so you can make informed, confident decisions.

June 26, 2025

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Make a Splash: Backyard Swimming Pool Alternatives
Make a Splash: Backyard Swimming Pool Alternatives

Discover creative ideas to transform your backyard into a summer oasis with beauty, fun, and relaxation—no in-ground pool required.

June 26, 2025

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How to Increase Your Curb Appeal
How to Increase Your Curb Appeal

Create lasting curb appeal with simple home updates. Find tips on landscaping, lighting, and small details that can increase your home’s value and charm.

June 26, 2025

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Helpful Tools

Home Value
Estimator

See an instant estimate of your home's current value and view recent home sales in your area

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Mortgage
Calculators

See how much home you can afford, what kind of monthly mortgage payment you might have, the benefits of refinancing and more!

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