Your Partner in Home Loans & Mortgage Solutions
Claim your Customer
Appreciation Discount†
Claim your Customer Appreciation Discount
on any home equity loan or refinance.
Plan, Save, and Move with Confidence
Save Now + Save Later on your next home
Get 2% off your rate year 1 then 1% off year 2. Also receive $1,000 off at closing + $2,000 if you refinance.
Estimate your home’s value & current equity
See an instant estimate of your home’s current value and view recent home sales in your area
Find your home and earn $350 to $9,500 at closing
Connect with a top real estate agent and save when you buy, sell, or both.
We're here to help,
with experts by your side
Our loan experts will guide you, from start to finish
Your dedicated Pennymac Loan Officer will help you find the option that works best for you, and guide you throughout your journey.
Apply online,
at any time
Submit your application online and an expert will reach out to go over your options and help you with next steps.
Find the solutions you seek: Let’s talk
Get all the information you need to make the right mortgage decisions, at the right time.
Explore the library of resources designed to help you build your knowledge and plan ahead.
Ready. Set. Own it.
Team USA athletes ask what you’ve been wondering about homeownership. Real loan experts have answers. Huddle up with Team Pennymac and get ready to own it like a champ.
We 
our homeowners
over 5.6 million
Lifetime Customers
#3 Lender
In the U.S.***
$731 Billion
In Loans Serviced
Read why people love Pennymac
Today's rates
View today’s rates. Personalize your results to see what your mortgage payment could be in certain scenarios.
| Mortgage Type | Rate | APR* | Points |
|---|---|---|---|
| Conventional 30 year fixed | | ||
| FHA 30 year fixed | | ||
| VA 30 year fixed | | ||
Rates valid on: and are subject to change without notice. Your actual rate may change dependent on a variety of financial factors. Please keep in mind that the mortgage rates shown above are based on certain assumptions, which may differ from your personal home loan scenario.
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