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Explore Pennymac's Learning Center for tips on mortgage rates, interest rates, home buying, refinancing & real estate. Stay informed to make smarter decisions.

 
Pre-Qualified vs. Pre-Approved: The Differences Explained

Discover the differences between pre-qualification and pre-approval in the home-buying process. Learn why both steps matter. Talk to a Pennymac expert today!

October 23, 2025

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Pre-Qualified vs. Pre-Approved: The Differences Explained
Pre-Qualified vs. Pre-Approved: The Differences Explained

Discover the differences between pre-qualification and pre-approval in the home-buying process. Learn why both steps matter. Talk to a Pennymac expert today!

October 23, 2025

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Pennymac Announces Organizational Changes

PennyMac Financial Services, Inc. (NYSE: PFSI) and PennyMac Mortgage Investment Trust (NYSE: PMT) (collectively, "Pennymac" or "the company") today announced key executive leadership appointments.

October 6, 2025

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GSE Reform & National Housing Emergency

October 1, 2025

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How To Improve Your Credit Score
How To Improve Your Credit Score

Find out how to boost your credit score before buying a home—and explore loan options even if you have little or no credit history.

September 25, 2025

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Everything You Want to Know About Adjustable-Rate Mortgages
Everything You Want to Know About Adjustable-Rate Mortgages

Unsure if an adjustable rate mortgage is right for you? Get the inside scoop on the ARM and learn whether the risks of this loan type are worth the reward.

September 25, 2025

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Do You Need 20% Down to Buy a Home?
Do You Need 20% Down to Buy a Home?

Putting 20% down on a home is a “rule” that’s been around forever. But today, buying a home is a lot more flexible. Your down payment amount really depends on the type of loan you choose. And good news: there are several loan options, down payment assistance programs, and funding sources that can help you achieve your homeownership goals.

September 25, 2025

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Pennymac Selects Vesta to Supercharge Its Mortgage Platform, Setting a New Industry Standard in Origination Technology

September 8, 2025

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Pennymac Correspondent Group Expands Product Suite with Launch of Non-QM Offerings

Pennymac Correspondent Group Launches New Non-QM Offerings to Support Self-Employed and Non-Traditional Borrowers

September 3, 2025

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Guide to What Happens After the Appraisal
Guide to What Happens After the Appraisal

The home appraisal can influence everything from a loan approval to the final sale price. In this guide, we'll break down what to expect during the appraisal and how to prepare for what's next.

August 29, 2025

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PennyMac Financial Services, Inc. to Present at the 2025 Barclays Global Financial Services Conference

August 29, 2025

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